Grace Lynn Karisli

PLEASE CALL/TEXT OR VISIT US FOR AN AUTO QUOTE TODAY. OUR TEAM IS READY TO SERVE ALL YOUR INSURANCE NEEDS.

Wishing you a fun filled Summer. Enjoy your family & friends this summer and stay safe!

Here at the Grace Lynn Karisli State Farm Insurance office, we are proud to serve Aptos, Soquel, Capitola, Santa Cruz, Scotts Valley, Felton, Ben Lomond, Boulder Creek and the surrounding Bay area with Car Insurance, Life Insurance, ATV Insurance, Motorcycle, Motorhome Insurance, and Medi-Gap insurance with a focus on resident relocations to the Santa Cruz & Monterey County areas. Currently we have paused writing new Homeowners , Renters, Boat owners, Personal Umbrella & Business policies in California.

I have a degree in law from St. Thomas School of Law in Miami, Florida and a Bachelor's degree from University of Miami. I started my ins. career in 1991 and have extensive experience in claims in California. I have been a resident of Santa Cruz County for many years.

Give us a call if you are moving to Aptos, Soquel, Capitola, Santa Cruz, Scotts Valley, Felton, Ben Lomond, Boulder Creek, or the surrounding Bay area so that we can assist you with all your insurance needs.

We are an insurance agency of highly skilled individuals working together to fulfill a community responsibility of giving outstanding service while fulfilling our obligation of protecting what's important to the customer so they can focus on accomplishing their life goals.

Call, Click, Text or Stop by the office today for a free Auto, Health or Life Insurance Quote!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Looking for coverage? Talk with Grace about your options in Aptos.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Grace is proud to serve the Aptos community.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving Aptos and the surrounding area, Grace can help answer your questions.

Q: What is life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Grace, your local State Farm agent in Aptos, CA, is here to help.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Have questions? Grace in Aptos can walk you through your options.